When your engine reaches end-of-life, an overhaul or replacement costs far less than buying new — but the invoice is still one of the biggest a driver or fleet will face. Finance engine overhauls, rebuilds, and replacements from $25,000, with funds sent directly to your repair facility.

You’re likely a strong match if:
Even with a lower credit score or shorter history, you may still qualify — strong cash flow, a cosigner, or the value of the asset being overhauled or rebuilt can all help strengthen an application. We typically look for a credit profile in the 650+ range, but we'll also weigh cosigners and the asset itself as part of the file. A down payment of 15–20% may be required depending on the file.
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Finance the repair or accessory. Keep the truck, trailer or heavy equipment earning.
Cover a major commercial repair invoice without draining your operating account. Finance qualifying repairs from $5,000, with funds sent directly to your repair shop.

An engine failure doesn't have to mean a forced truck purchase. Finance overhauls, rebuilds, and OEM engine replacements from $25,000 with terms up to 36 months.

Lock in OEM warranty protection before your coverage expires. Finance extended warranty contracts from $7,500 with manageable monthly payments tied to the length of your coverage.

Don't delay a tire replacement or upgrade because of upfront cost. Finance commercial, agricultural, and OTR tire purchases plus accessories and upfitting from $2,500.

Source critical components without waiting on cash. Finance high-value parts purchases — including engines, transmissions, and emissions systems — from $5,000, paid directly to your supplier.

Built for fleets of every size. Give your owner-operators manageable repair financing with no cost or recourse to the fleet — and stop carrying repair receivables.
