Equipment Financing

Finance or lease the equipment that keeps your business moving. Canada-wide approvals in 24–48 hours with flexible structures that match your cash flow — trucks, trailers, heavy machinery, and more.

Equipment Loans & Lease Options

Explore flexible equipment financing solutions.

Equipment Loans

Buy or refinance equipment with a fixed‑payment term loan/CSC. New or used, dealer, auction, or private sale; soft costs and HST/GST can be included. Fast 24–48‑hour decisions.

Equipment Leases

Preserve cash with capital or operating leases. Flexible terms, seasonal or step payments, residual/early buyout options, potential tax advantages. Fund new or used assets across Canada.

Equipment Line of Credit

A revolving limit secured by your equipment (and optionally A/R or inventory). Draw, repay, and redraw as needed—pay interest only on what you use. Ideal for ongoing purchases and repairs. Canada‑wide.

Asset Based Lending

Turn receivables, inventory, and equipment into a revolving borrowing base for quick working capital—ideal for trucking, logistics, and B2B firms with slow‑paying customers.

Conditional Sales Contracts

Own your equipment through loan-style payments with clear title transferred at term end. Flexible repayment structures are available for new and used assets across Canada.

Refinancing & Sales Leaseback

Unlock cash from equipment you already own. Continue using the asset while freeing capital to fund growth, repairs, or debt consolidation.

Rent-Try-Buy (Hospitality Only)

Start with low monthly rent on food-service equipment, build equity with each payment, and purchase when ready. Start-up friendly with fast setup and no large upfront capital required.

Truck & Trailer Financing

Finance day cabs, reefers, or heavy-duty trailers with low down payments and flexible terms. Used and private-sale units accepted across Canada.

Heavy Equipment Financing

Secure financing for excavators, telehandlers, or skid steers with fast approvals and flexible structures for contractors and construction firms.

Commercial Repair Financing

Cover major engine, transmission, or body repairs with short-term business loans or revolving lines of credit — keep your fleet on the road.

Secure the Right Loan for Your Business

Explore multiple loan options with one application
Get expert advice and competitive rates
Funding decisions in as little as 24–48 hours