Equipment Loans for North American Businesses

Own or upgrade trucks, trailers, or machinery with fast, flexible loans — even if you’ve been declined by the bank.

Get started
Trucks for Sale
Truck available for lease in Canada

Why Choose Mehmi for Equipment Loans?

At Mehmi Financial Group, we specialize in fast, flexible equipment loans for North American businesses. Whether you're financing trucks, trailers, excavators, medical devices, or other commercial equipment — we help you secure the capital you need without giving up ownership.

Our team understands the realities of growing a business, especially when banks say no. That’s why we offer equipment loan solutions for new, used, and even private-sale equipment — with approval options for startups, low credit, and owner-operators.

We’re trusted by contractors, fleet managers, manufacturers, and small business owners across North America because we make equipment financing simple, affordable, and tailored to your cash flow.
  • Support for new, used, and private-sale equipment
  • Access to a broad network of specialized equipment financing providers
  • We consider all credit types, including startups and low scores
  • Transparent terms — no hidden fees or surprises

Who Qualifies for an Equipment Loan?

You’re likely a strong match if:

  • Your business has been operating for 6+ months (or 3+ with reliable revenue)
  • You earn roughly $50K+ in annual sales
  • You're financing equipment for commercial use (not personal)

Even businesses with lower credit or shorter histories may qualify — strong cash flow, equipment collateral, or a co-signer can all help strengthen an application.

Apply now

Documents Required

Check Icon
Articles of Incorporation
Check Icon
Last 3 Months of Business Bank Statements
Check Icon
Credit Application
Check Icon
Driver's License

3 Steps. No Surprises.

The Mehmi Financial Group experience is simple, quick, and customized to your financial needs.
1

Find the Equipment you need

Whether it be an individual's private sale or equipment listed by a dealer, there are numerous options available.
Browse Used Equipment
2

Get In Touch

An all-in-one customer service platform that helps you balance everything your customers need to be happy.
3

Get Approved

Secure approval and funding in as little as 24–48 hours with flexible terms.

FAQ: Got Questions? We’re Straightforward.

Can I get approved with bad credit or limited credit history?

Yes. Mehmi Financial Group provides equipment loans to North American businesses with a wide range of credit profiles — including startups, low-credit applicants, and those rebuilding after financial setbacks. Our flexible underwriting process helps business owners access the capital they need when banks say no.

Do you finance equipment from private sellers, auctions, or classifieds?

Absolutely. We offer equipment loans for assets purchased through private sellers, online marketplaces, auctions, or classified listings. Whether it's a used excavator or a forklift from Kijiji, we can help.

How fast can I get approved and funded for an equipment loan?

Approvals typically happen within 24–48 hours. Once documents are submitted, our streamlined process enables quick turnaround for used, new, or private-sale equipment. Most deals are funded within 2 business days.

Can I get pre-approved before shopping for equipment?

Yes. Getting pre-approved gives you clarity on your financing budget and strengthens your negotiation power when shopping for equipment. This applies to new, used, or private-sale gear across North America.

Do you offer $0 down or low down payment options?

Yes. For qualified applicants, we structure deals with low or $0 down payments based on credit strength and asset type. This helps preserve working capital while accessing critical equipment.

Can you finance older equipment or high-hour machines?

Yes. We assess the asset’s condition, resale value, and business utility. From older skid steers to high-hour tractors, if it’s viable for commercial use, we’ll consider it — especially for construction, farming, and industrial clients.

Do you offer working capital or asset-backed funding in addition to equipment loans?

Yes. We offer sale-leaseback programs, equipment lines of credit, and asset-based lending. If you want to unlock cash from owned equipment or inventory, we can help structure a custom financing package.

Trusted by Businesses
Across North America

24–48 hr approval
All credit types welcome
Serving North America

Let’s Get You Funded

Ready to finance your next truck, trailer, or expansion project? Let’s talk.
Apply Now