CANADA & UNITED STATES
Plan the asset.
Prepare the operation.
Explore financing requests for commercial aviation and marine assets, support equipment and operating needs. Mehmi helps businesses assess specialized purchases against their intended use and cash flow.
Discuss your financing needsCommercial assets • Support equipment • Cash flow
FINANCING THAT FITS THE OPERATION
An aircraft, workboat or support-equipment purchase may depend on inspection, maintenance status, ownership records and the intended commercial operation. The acquisition budget should account for the costs required to put the asset into service.
Separate the asset from refit, servicing and operating cash. Explain the location, registration, seller and expected revenue, then assess the financing against a realistic utilization schedule. Availability for a specialized asset must be confirmed before any purchase commitment.
Explore equipment financingSTART WITH THE BUSINESS NEED
Identify the constraint first. The right discussion starts with what you need to buy, when cash leaves the business and how it returns.
01 / ACQUISITION
Start with the equipment’s intended commercial role.
02 / SUPPORT EQUIPMENT
Handling, servicing and workshop tools can be separate purchases.
03 / OPERATING CASH
Availability of the asset does not guarantee full utilization.
ASSETS ACROSS THE OPERATION
Share the equipment make, model, age, price and location. Eligibility depends on the asset, seller, condition and proposed transaction.
Examples are illustrative and subject to specialist review. Not every aircraft, vessel, registration, use or location will be eligible.
Browse equipment categoriesCOMPARE THE PURPOSE, THEN THE TERMS
Use this as a starting point for discussion. Products can overlap, and availability depends on your business and location.
| Your objective | Option to explore | What to review |
|---|---|---|
| Purchase an identifiable business asset | Equipment loans ↗ | Asset condition, useful life, security and payment schedule. |
| Use equipment with an agreed end-of-term choice | Equipment leases ↗ | Total rentals, return or purchase conditions and residual exposure. |
| Cover a defined operating cash requirement | Working capital financing ↗ | Repayment capacity, payment frequency and total borrowing cost. |
| Assess capital tied up in owned equipment | Refinancing & sale-leaseback ↗ | Ownership, liens, valuation, existing debt and new obligations. |
| Finance a defined business investment | Business term loans ↗ | Purpose, repayment source, security and total financing cost. |
Compare the complete proposal, including fees, guarantees, security, repayment obligations and any end-of-term amount.
ILLUSTRATIVE PLANNING EXAMPLE
A commercial operator acquires a specialized unit, completes required setup and prepares staff before its first contracted work is collected. Maintenance and operating costs can continue during periods of limited use.
Show the acquisition cost, condition-related work and operating reserve separately. Test the cash forecast against lower utilization and a longer commissioning period. Make any offer conditional on the checks and financing confirmation appropriate to the transaction.
This is a hypothetical scenario, not a Mehmi client result or financing offer.
FOLLOW THE CASH
The asset, seller and transaction are reviewed.
Setup, staffing and operating costs begin.
Contract or charter receipts support repayments.
A CLEARER APPLICATION
The review may consider commercial use, operating history, revenue, asset condition and location. Specialist inspections, registration details and ownership checks may be required. Financing approval is separate from any permission, certification or insurance needed to operate the asset.
A newer business may need additional evidence of experience, owner investment or contracted demand. No single factor guarantees an approval.
Start your financing request
The document list will vary with the request.
CANADA & UNITED STATES
Tell us where the business operates and where the equipment, inventory and customers are located. Cross-border activity can change the information needed for review.
CANADA
Specify your province and whether the quote is in CAD or another currency.
UNITED STATES
Specify the borrowing business, asset location and quote currency.
NEXT STEPS
01
Share your business location, requested amount and intended use.
02
Discuss the information requested and any proposal made available.
03
If approved and you choose to proceed, complete the agreed conditions.
PRACTICAL ANSWERS
No. Availability depends on the asset, commercial use, age, condition, location, registration and the business. Provide the specifications before committing to a purchase; a general financing inquiry is not an approval for a particular unit.
A used asset can be submitted for specialist review. Maintenance records, inspection findings, valuation, ownership and registration details may be important. Additional work identified during inspection can change the total project cost.
Describe the work and provide an itemized estimate. Asset acquisition, capital upgrades and routine maintenance can require different structures. Confirm the specific costs and conditions covered by any proposal before instructing the work.
Yes. Describe equipment purchases and operating costs separately, even if they form part of the same project. Each may require different documentation, security and repayment arrangements. Review the combined cash commitment before agreeing to multiple facilities.
Possibly, but the agreements must work together. Existing security interests, borrowing restrictions and required consents may affect a new arrangement. Share current balances and agreements early, and do not assume the same asset can support another facility without review.
The amount and timing depend on the business, product, documentation, verification and completion of approval conditions. Identify any purchase or project deadlines early. An application or financing discussion is not a commitment to fund.
GO A LITTLE DEEPER
Explore the documents, equipment questions and transaction details behind a financing request.
CANADIAN FINANCING GUIDE
Explore the considerations and preparation behind this financing topic.
CANADIAN FINANCING GUIDE
Explore the considerations and preparation behind this financing topic.
LET’S LOOK AT YOUR NEXT MOVE
Share your location, amount and purpose to begin a aviation & marine financing discussion.
Financing is subject to application review and approval. Availability, costs, terms and documentation vary by business, product and location. This page provides general information and is not a financing offer.