Become an Equipment Finance Sub-Broker in Canada

Explore becoming an equipment finance sub-broker in Canada. Review applicant fit, referral responsibilities, commission terms and application steps.

Written by
Published on
September 21, 2025
Updated on
October 9, 2026

Quick answer: Becoming an equipment finance sub-broker in Canada gives you direct access to the booming small-business financing market. With 3–8% commissions per deal , access to 150+ lenders , and Mehmi Financial Group handling the backend (underwriting, compliance, funding), you can focus on building client relationships and generating revenue.

TL;DR / Summary

Whether you’re an independent broker, accountant, dealer, or finance professional, this is a scalable opportunity to earn six figures or more.

Why Become a Sub-Broker?

Canadian businesses rely on financing for everything from trucks and trailers to construction machinery, CNC machines, and medical devices. Equipment costs often range from $25,000 to $500,000+, making financing essential.

As a sub-broker, you act as the bridge between these businesses and lenders — ensuring they get approvals while you earn commissions.

With Mehmi Financial Group, you gain:

  • 150+ lender access across Canada → close deals banks reject.
  • Approval and funding timelines vary by lender, application completeness, and required conditions.
  • Full product lineup → equipment loans, leases, working capital, refinancing, sale-leaseback.
  • White-label programs → offer financing under your own brand.
  • Strong commissions → typically 3–8% per deal, often higher for working capital.

📊 Industry Insight: According to the Canadian Finance & Leasing Association, over 35% of new business equipment in Canada is acquired through leasing or financing. The demand for flexible brokers is only growing.

Who Can Apply?

Our sub-broker program is designed for:

  • Independent loan brokers
  • Equipment dealers & resellers
  • Accountants, consultants, and business advisors
  • Ex-bankers or finance professionals
  • Entrepreneurs in B2B services

No prior equipment finance experience is required. Mehmi provides training, templates, and backend support so you can ramp up quickly.

How It Works

  1. Apply → Submit your details through our Contact Us page.
  2. Onboarding → Gain portal access, commission structure, and training.
  3. Submit Deals → Upload applications securely through our system.
  4. Approval and funding timelines vary by lender, application completeness, and required conditions.
  5. Get Paid → Earn commissions on every funded deal.

Earning Potential – What Brokers Make

Your income depends on deal flow and industries you target. Here’s a realistic breakdown:

  • Part-Time Broker → 2–3 deals/month @ $80K average → ~$70K–$100K/year.
  • Full-Time Broker → 5–10 deals/month @ $100K average → $180K–$360K/year.
  • High-Volume Vendor Partner → 15–20 deals/month → $500K+ annually.

Case Example – Ontario Broker:
A sub-broker in Ontario submitted five deals in their first month (3 truck leases, 1 construction loan, 1 working capital loan). Total funded: $420,000. At an average 4.5% commission, they earned $18,900 in one month.

Authoritative references

Program eligibility, lender criteria, tax treatment, and product terms can change. Verify current official guidance and the final financing documents before making a decision.

FAQ: Equipment Finance Sub-Broker Canada

1. How much can I earn as a sub-broker?
On average, brokers earn 3–8% per funded deal. Many active partners make six figures annually.

2. Is this program available across Canada?
Yes — deals can be placed nationwide.

3. What equipment qualifies?
Trucks, construction, agriculture, medical, CNC, packaging, and more. See our Eligible Equipment list.

4. How quickly are deals approved?
Approval and funding timelines vary by lender, application completeness, and required conditions.

5. Can I offer financing under my own brand?
Yes — Mehmi provides white-label options for your business.

Final Thoughts

The Canadian equipment finance market is expanding rapidly. Businesses in transportation, construction, manufacturing, and healthcare all need flexible financing — and sub-brokers are the ones making it happen.

By partnering with Mehmi Financial Group, you gain access to:

  • 150+ lenders + in-house programs
  • approvals
  • 3–8% commission payouts
  • Nationwide coverage

👉 Apply today to become an equipment finance sub-broker in Canada and start building your book of business with Mehmi Financial Group.

Source perspective

Competition Bureau Canada explains the rule against misleading marketing under the Competition Act.

“it is against the law to advertise or market something in a way that is false or misleading”

— Competition Bureau Canada

For a financing program, describe the application process, provider’s credit decision, costs and funding conditions clearly. Do not turn conditional availability into an approval promise.

YOUR NEXT STEP WITH MEHMI

Ready to move forward?

Choose the path that fits your role. Whether you're seeking capital, selling equipment, or placing a client file, start in the right place.

FOR BUSINESS OWNERS

Find financing for your next move.

Buying equipment, refinancing, or managing cash flow? Share your amount, purpose, and timeline so we can review potential options.

Get Financing Options →

For businesses looking for capital

FOR EQUIPMENT VENDORS

Give more buyers a way forward.

Offer financing as part of your sales process and help customers move ahead without building your own lending operation.

Explore Vendor Financing →

For dealers, distributors & manufacturers

FOR BROKERS & ISOs

Have a commercial file to place?

Explore Mehmi's broker program for equipment and business financing submissions and working with our team.

Explore Broker Program →

For commercial finance professionals

Mehmi Financial Group serves Canada and eligible U.S. markets. Financing availability and terms are subject to lender review.