Get the equipment you need without stalling projects or draining cash. Mehmi Group structures construction-ready financing—loans, leases, equipment lines, and sale-leasebacks—tailored to your cash flow, contract timelines, and asset mix. Explore options in Equipment Financing or see our Construction & Contractors hub.
Why contractors choose Mehmi
- 24–48h credit decisions on clean files.
- New or used, dealer or private sale—check Eligible Equipment.
- Mehmi sells equipment directly—bundle purchase + financing from our inventory.
- Multiple structures (loan/lease/LOC/sale-leaseback) to match utilization, seasonality, and buyout preferences.
- End-to-end support: quotes, PPSA, insurance coordination, and delivery timing.
The main ways to finance your iron
| Option |
Best For |
Cash-Flow Feel |
End of Term |
Learn More |
| Equipment Loan |
Long-life assets you’ll keep (excavators, dozers, telehandlers) |
Fixed payments; build equity |
Own free & clear |
Equipment Loans |
| Equipment Lease |
Lower monthly payment or planned upgrades |
Payment reduced by residual/buyout |
Buy, upgrade, or return |
Equipment Leases |
| Equipment Line of Credit |
Multiple purchases over the season |
Draw as needed; pay interest on balance |
Re-usable for future buys |
Equipment LOC |
| Refinancing & Sale-Leaseback |
Unlock cash tied in owned machines |
Convert equity to working capital |
Option to buy back at term |
Sale-Leaseback |
| Asset-Based / Working Capital |
Mobilization, materials, payroll, fuel |
Term payments or revolving |
Use alongside equipment finance |
Asset-Based Lending ·
Working Capital ·
Line of Credit
|
What we finance (examples)
Excavators, skid steers, compact track loaders, backhoes, graders, dozers, telehandlers, compaction, crushers/screeners, concrete equipment, site trailers, service trucks, attachments, and more—see Eligible Equipment. If you’re still shopping, browse our in-house inventory.
How to choose the right structure
Run quick scenarios in the calculator (48/60/72 months; test a lease buyout) and pick the plan your slowest month can comfortably support.
Approval checklist (saves days)
- Vendor quote/spec sheet with make/model, year, hours/km, serials, attachments.
- 3–6 months business bank statements (PDFs, all operating accounts).
- Brief use-of-funds note: job(s) supported, delivery timing, utilization.
- Insurance binder listing lender as loss payee.
If you’re purchasing from Mehmi’s inventory, we issue the invoice/serials to streamline docs.
Typical timeline
Clean construction files often see pre-approvals in 24–48 hours, followed by document e-sign, insurance, PPSA, and coordinated delivery. For multi-asset packages, we can stage funding so you mobilize on schedule. If you plan to step down cost later, we’ll map a path via Business Refinancing.
If you’d like a tailored recommendation—loan vs. lease vs. line—feel free to contact our credit analysts via Contact Us. You can also learn About Us or review our Construction & Contractors page for industry specifics.
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