Equipment Finance Sub-Broker Program Canada | Apply Today

TL;DR: Why Become an Equipment Finance Sub-Broker in Canada

Canada’s $150B+ equipment financing market is expanding, with demand from industries like trucking, construction, agriculture, and healthcare. Sub-brokers play a vital role in connecting local businesses to financing solutions. By joining Mehmi Financial Group’s sub-broker program, you gain access to 30+ lending partners, fast 24–48h approvals, competitive commissions, and white-label branding options. Whether you’re an independent broker, consultant, vendor, or ex-banker, this program gives you the infrastructure to grow your book of business without the overhead of building a full lending operation.

Why Sub-Brokers Are Vital in Canadian Equipment Financing

The Canadian economy relies on small and mid-sized businesses in capital-intensive sectors. According to industry reports, 80% of Canadian SMEs use some form of financing for equipment. Yet, most don’t go directly to banks or large lenders. They rely on trusted local advisors — brokers and sub-brokers — who understand their business challenges.

Key reasons sub-brokers thrive in this space:

• Localized trust: Businesses prefer dealing with people they know in their community.
• Bank fatigue: Traditional banks reject many small business applications, creating opportunities for alternative lenders.
• Product diversity: With trucks, CNC machines, dental chairs, and lasers all financed differently, businesses value advisors who can match them to the right program.
• Growing demand: Infrastructure, e-commerce, and healthcare growth continue to drive equipment demand.

By joining Mehmi’s program, sub-brokers can tap into this demand without needing their own underwriting or compliance teams.

What Is an Equipment Finance Sub-Broker Program?

A sub-broker program lets independent brokers or professionals partner with a financing group. Instead of running the full lending operation (credit review, compliance, collections), the sub-broker focuses on sourcing clients. Mehmi handles the backend, funding, and lender relationships.

Key Benefits for Sub-Brokers:

• Access to Mehmi’s full product suite — equipment loans, leases, working capital, and more.
• Commissions on every funded deal, with fast payout after disbursement.
• Faster approvals than banks (24–48h on qualified deals).
• White-label capability, allowing you to present financing under your own brand.
• Marketing and training support to grow your client base.

This model reduces friction, increases income potential, and lets you grow without adding operational overhead.

Who Should Apply?

The program is designed for professionals who already have access to business clients but need financing solutions to monetize those relationships. Ideal candidates include:

• Independent brokers looking to expand their lending reach.
• Accountants and consultants with SME clients needing financing.
• Vendors and dealers who want to offer financing alongside equipment sales.
• Ex-bankers or loan officers seeking independence without infrastructure costs.
• Entrepreneurs in B2B services (logistics, construction supply, IT, etc.) who want scalable revenue streams.

Products Available to Sub-Brokers

Mehmi’s sub-brokers can offer a wide variety of lending solutions, giving them flexibility across industries:

• Equipment Financing: loans, leases, sale-leaseback, and lines of credit.
• Business Loans: term loans, secured/unsecured, franchise financing.
• Working Capital Loans: short-term cash flow support.
• Invoice & Freight Factoring: unlock receivables for trucking and logistics clients.
• Merchant Cash Advance: revenue-based financing for retail and hospitality.
• Asset-Based Lending (ABL): leverage existing assets for liquidity.
• Canada Small Business Financing Program (CSBFP): government-backed options.

This breadth ensures you always have a product fit, even for clients banks won’t approve.

Sub-Broker Program Benefits: A Comparison

Case Study: Sub-Broker Success Story

In Vancouver, 2024, a consultant specializing in construction firms joined Mehmi’s sub-broker program. Within three months, he closed:

• Three construction equipment loans (excavators and skid steers).
• Two trucking leases for a logistics client.

Because Mehmi handled underwriting, lender selection, and compliance, he focused on client relationships and deal flow. In his first quarter, his commissions exceeded $25,000, creating a new revenue stream without overhead.

Industry Insights: Why Now Is the Time

• SME Financing Gap: According to Statistics Canada, 20–25% of SMEs report difficulty accessing financing from banks. Sub-brokers fill this gap.
• Sector Growth: Construction, logistics, and healthcare equipment demand is rising — especially in Ontario, Alberta, and BC.
• Alternative Lending Surge: The Canadian alternative finance market is projected to grow by 10–12% annually.
• Digital Transformation: Many SMEs now expect fast, digital-first financing — sub-brokers leveraging Mehmi’s platform can deliver.
• Vendor Financing Opportunity: Dealers who embed financing into their sales pitch close 20–30% more deals than those who don’t.

These trends show a clear opening for sub-brokers to capture market share.

Why Join Mehmi’s Sub-Broker Program?

• Wide product suite — from forklifts to lasers, trucks to medical equipment.
• 24–48h approvals — get deals closed before competitors.
• Backend strength — Mehmi manages compliance, credit, and lender negotiations.
• Marketing & training — sub-brokers get branded content and support.
• White-label capability — run under your own brand, with Mehmi powering approvals.
• Proven results — sub-brokers across Canada earn steady commissions.

FAQ: Equipment Finance Sub-Broker Program Canada

1. Do I need prior experience in equipment financing?
No. While experience helps, Mehmi provides support and onboarding.

2. How do I get paid?
You earn commission on every funded deal, with payouts processed shortly after disbursement.

3. Can I operate under my own brand?
Yes, white-label options are available for vendors, consultants, and brokers.

4. What industries can I target?
Transportation, construction, agriculture, manufacturing, hospitality, healthcare, and more.

5. Is this program available nationwide?
Yes, sub-brokers can operate anywhere in Canada — Toronto, Calgary, Vancouver, Halifax, and beyond.

6. How do I apply?
Submit a short application through Mehmi Financial Group’s contact form. Our team will set up your profile and provide onboarding materials.

Final Thoughts

Canada’s equipment finance market is growing, and sub-brokers are the bridge between SMEs and lenders. By joining Mehmi’s Sub-Broker Program, you gain the ability to offer a full suite of products, close deals faster, and earn strong commissions without the burden of backend operations.

Apply today to become a Mehmi sub-broker and start building your revenue stream: Contact Us.

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