77 City Centre Dr Suite 501, Mississauga, ON
MON-FRI: 9:00-7:00 PM EST
SAT: 9:00-4:00 PM EST
MON-FRI: 9:00-7:00 PM EST
SAT: 9:00-4:00 PM EST
Call/Text Us Today
(437) 777-5901
(437) 777-5901
Large fleets dispose of units on schedule, not failure—so you often get documented maintenance, consistent specs, and predictable wear. The key is verifying history and estimating usable life before you sign, then structuring the purchase to protect cash flow.
Are you looking for a truck? Browse our used inventory.
Ask for a single PDF or folder that includes:
If the file shows gaps, price the risk—or budget day-1 work via Truck Repair Financing.
Use this evidence-based grid to rank candidates. Score each row (Pass=2, Borderline=1, Fail=0).8–10 = strong buy, 6–7 = negotiate/holdback, ≤5 = walk or budget heavy repairs.
If trailers are in your plan, preview fit with Trailer Financing.
Explore broader cues on Transportation & Trucking and Heavy-Duty Truck expertise.
Request an ECM snapshot:
Recently reset counters without invoices = negotiate or walk.
Convert asking price into a real, cash-flow-safe number: include 13% HST, plates/IRP, first month’s insurance, and any day-1 refresh (tires/brakes/fluids/DPF service). Then compare 48 vs 60 months and lease vs loan in the Calculator.
Keep long-term: Equipment Loans (equity, predictable amortization)
Lower monthly now: Equipment Leases ($10 or 10% buyout)
Multiple units this year: Equipment Line of Credit
Need cash but still need the truck: Refinancing & Sale-Leaseback
Confirm fit on Eligible Equipment. Prefer one counterparty? Ask about In-House Financing.
A Mississauga carrier compared two ex-fleet sleepers. Truck A was cheaper but showed high idle % and recurring NOx codes; Truck B had a recent DPF clean and documented sensor replacements. We structured a lease with 10% buyout via Equipment Leases, then used Truck Repair Financing for day-1 tires. Payments were ~11% lower than a comparable loan, and uptime held through peak.
Are ex-fleet units always better than owner-ops?
Not always, but fleets usually provide complete records and consistent specs—ideal for underwriting and quick approvals.
How do I spot a “tired” city tractor?
High engine hours vs km, high idle %, frequent regens, worn steering/brake components.
Can I finance taxes, plates, or initial repairs?
Often yes—model both in the Calculator and structure via loans or leases.
What if I need two units quickly?
Open an Equipment Line of Credit and assign units under one approval window.
Where can I see options and next steps?
Browse Inventory, learn About Us, and Contact Us for a Mississauga-ready approval in 24–48 hours.
Ready to compare ex-fleet candidates side-by-side? Run your numbers in the Calculator, shortlist units in Inventory, and Contact Us to lock terms and delivery.
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