Business Funding Canada: Equipment & Working Capital

Compare Canadian business funding for equipment, working capital, franchise costs and recurring cash needs. Review which financing route fits your purpose.

Written by
Published on
May 18, 2025
Updated on
October 9, 2026

Quick answer: Canada’s business landscape is diverse. A food startup in Vancouver faces different challenges than a tech firm in Ottawa or a logistics provider in Winnipeg.

Whether you're scaling up in Toronto, automating in Calgary, hiring in Halifax, or launching in Saskatoon—getting access to capital shouldn't be complicated. At Mehmi Financial Group, based in Mississauga, Ontario, we make it easier than ever to secure the business funding you need to grow.

From equipment financing to working capital loans and flexible credit lines, we support Canadian entrepreneurs with financing that works for their specific goals and cash flow.

Why Choose Mehmi Financial Group?

That’s why we take a local-first approach to national financing—customizing funding solutions that reflect your location, your sector, and your scale.

Whether you're launching a new location in Montreal or refinancing operations in Edmonton, we work with you to match your business goals with the right financial structure.

What We Offer

We provide financing solutions for every stage of business growth across:

  • Toronto
  • Calgary
  • Vancouver
  • Ottawa
  • Montreal
  • Edmonton
  • Winnipeg
  • Halifax
  • Saskatoon
  • St. John’s

1. Equipment Financing & Leasing

Get the machinery, vehicles, or software your business needs—without tying up cash. Flexible lease terms help you upgrade as technology or inventory evolves.

2. Working Capital Loans

Cover operational needs like payroll, inventory, or marketing. Perfect for seasonal dips or day-to-day agility.

3. Business Lines of Credit

Access funds on demand to manage expenses, pursue opportunities, or cover gaps in receivables.

4. Franchise Financing

Planning to expand your brand? We help you cover startup fees, renovations, and working capital for multi-unit growth.

5. Refinancing & Debt Consolidation

Improve cash flow by reducing interest rates or streamlining multiple loans into one simple payment.

Authoritative references

Program eligibility, lender criteria, tax treatment, and product terms can change. Verify current official guidance and the final financing documents before making a decision.

Frequently Asked Questions: Get Funding or More Help

  1. How can I apply for funding?
    You can apply online in minutes. We’ll follow up to gather a few documents and provide custom terms.
  2. What types of funding do you offer?
    Equipment leases, term loans, lines of credit, franchise financing, working capital, and refinancing options.
  3. What are the eligibility requirements for funding?
    We consider time in business, monthly revenue, and credit health—but we work with a wide range of profiles.
  4. How can I get additional financial help if I am struggling?
    We offer refinancing options, loan restructuring, and business consulting. Reach out early so we can help.
  5. What is the process for requesting a loan modification or payment deferral?
    Contact your account manager. We review options based on financials, payment history, and hardship situation.
  6. What is the interest rate for your loans?
    Rates vary based on creditworthiness, term length, and loan amount. We aim to offer competitive and transparent pricing.
  7. Can I apply for a loan if I have bad credit?
    Yes. We provide options for all credit tiers, including secured loans or co-signed solutions if needed.
  8. What happens if I can’t make my loan payments?
    Let us know as soon as possible. We can help you explore restructuring or alternate payment plans.

Ready to move your business forward? Apply now with Mehmi Financial Group and get the funding or support you need—wherever you are in Canada.

Source perspective

BDC’s equipment-financing guide emphasizes the complete financing structure when comparing offers.

“Don’t focus only on interest rates”

— BDC — Concetta Farina, Account Manager

For the equipment decision discussed here, compare the amount financed, payment schedule, collateral and remaining obligations alongside the quoted rate.

YOUR NEXT STEP WITH MEHMI

Ready to move forward?

Choose the path that fits your role. Whether you're seeking capital, selling equipment, or placing a client file, start in the right place.

FOR BUSINESS OWNERS

Find financing for your next move.

Buying equipment, refinancing, or managing cash flow? Share your amount, purpose, and timeline so we can review potential options.

Get Financing Options →

For businesses looking for capital

FOR EQUIPMENT VENDORS

Give more buyers a way forward.

Offer financing as part of your sales process and help customers move ahead without building your own lending operation.

Explore Vendor Financing →

For dealers, distributors & manufacturers

FOR BROKERS & ISOs

Have a commercial file to place?

Explore Mehmi's broker program for equipment and business financing submissions and working with our team.

Explore Broker Program →

For commercial finance professionals

Mehmi Financial Group serves Canada and eligible U.S. markets. Financing availability and terms are subject to lender review.