Heavy equipment financing Brampton

Brampton’s booming industries—from construction and logistics to landscaping and manufacturing—rely on heavy machinery to operate efficiently. But equipment like excavators, bulldozers, cranes, and forklifts can cost tens or even hundreds of thousands of dollars.

For small and medium-sized businesses (SMEs), this creates a major cash flow challenge. That’s where Mehmi Financial Group comes in. We provide tailored financing options that let you acquire the machinery you need now, while preserving your working capital.

What Is Heavy Equipment Financing?

Heavy equipment financing refers to securing funding to buy or lease machinery used in industrial, agricultural, and construction operations. Rather than paying the full cost upfront, you make monthly payments over a fixed term.

You keep your cash for day-to-day operations while gaining access to critical assets like:

• Excavators
• Cranes
• Backhoes
• Skid steers
• Loaders and forklifts
• Graders and compactors
• Specialized attachments and trailers

Benefits of Financing Your Equipment

1. Preserve Cash Flow

Rather than depleting your reserves, spread the cost over time. Use your capital for wages, materials, or new projects.

2. Flexible Structures

We offer:

• Lease-to-own options
• Hire-purchase plans
• Equipment loans with fixed or variable termsChoose a plan that matches your business model.

3. Access to Newer Equipment

Outdated machines slow you down. Financing lets you upgrade regularly, ensuring your operations stay efficient, safe, and competitive.

4. Tax Advantages

Depending on your structure:

• Lease payments may be written off as operating expenses
• Loan-financed equipment may be depreciated for tax relief

5. Fast Access to Equipment

Need to bid on a new contract or replace a broken unit? Get approved in as little as 24–48 hours and keep your projects moving.

Types of Financing Available

Equipment Leasing

• Lower monthly payments
• Optional buyout at end of term
• Good for businesses with short-term needs or fast-changing technology

Equipment Loans

• Full ownership after final payment
• Fixed or flexible terms
• Ideal for long-term asset retention

Vendor & Dealer Financing

We can work directly with your dealer or equipment vendor to negotiate better terms and a smoother transaction.

Government Programs

Eligible Brampton businesses may qualify for federal or provincial grants to offset equipment investments.

Apply Now or use our Loan Calculator

Why Choose Mehmi Financial Group?

• Brampton-based industry knowledge
• Transparent, honest advice
• Access to 30+ trusted lenders
• Quick turnaround and personalized support

Meet our team or Contact us to explore your financing options.

FAQ: Heavy Equipment Financing in Brampton

1. What is heavy equipment financing?
It’s a way to acquire large machinery through loans or leases, so you avoid paying full price upfront.

2. What types of heavy equipment can I finance?
Excavators, cranes, bulldozers, backhoes, loaders, forklifts, graders, and more—both new and used.

3. Are there tax benefits to equipment financing?
Yes. Lease payments are often deductible, and purchases may qualify for capital cost allowance (CCA).

4. Can I upgrade equipment during the term?
With certain lease structures, yes—you can trade up or add new equipment mid-term.

5. How fast can I get approved?
Some approvals are completed in 24–48 hours, depending on your credit and documentation.

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Not sure which option is right for you? Contact us—we’re here to help you build smarter.