Montreal Aesthetic Laser Financing | 24–48h Approval

Why Montreal Clinics Finance Aesthetic Lasers

Montreal is one of Canada’s fastest-growing hubs for medical aesthetics. From boutique medspas in Mile End to established dermatology clinics downtown, patient demand for cosmetic treatments continues to rise. Laser hair removal, tattoo removal, and skin rejuvenation are among the most requested services — but the equipment required doesn’t come cheap.

Modern systems cost anywhere from $40,000 to $150,000+, depending on brand and features. For startups, outfitting a clinic with multiple devices, medical chairs, and IT systems can push budgets far beyond that.

That’s why most Montreal clinics and medspas choose equipment financing instead of tying up large amounts of cash. The advantages include:

• 24–48h approvals to launch or expand services without delay.
• Preserve working capital for rent, marketing, and staff salaries.
• Startup-friendly programs that go beyond bank requirements.
• Eligibility for new, used, and private-sale devices, giving clinics more flexibility.

At Mehmi Financial Group, we specialize in healthcare financing solutions designed to meet the needs of Montreal’s clinics and medspas.

Trends in Montreal’s Medical Aesthetics Market

The aesthetics industry in Montreal is evolving quickly. Financing trends reflect this growth:

• Expanding Medspa Industry: According to industry reports, Quebec’s medical aesthetics market has grown by double digits annually since 2020, with strong demand for non-invasive treatments.
• Technology Turnover: Clinics are upgrading more frequently as new platforms offer improved precision, faster treatment times, and better patient comfort. Leasing is preferred to avoid being locked into outdated devices.
• Consumer Demand for Variety: Patients expect a full suite of services — from hair removal to anti-aging treatments. Financing helps clinics add multiple devices without draining cash flow.
• Higher Costs of Entry: With real estate and staffing costs in Montreal rising, financing ensures clinics can open or expand without delaying due to capital shortages.
• Eco-Friendly & Low-Downtime Devices: Clinics increasingly invest in equipment that reduces patient recovery time and lowers energy consumption. Financing supports adoption of these premium systems.

Financing is not only about affordability; it’s about staying competitive in a growing, tech-driven sector.

What Equipment Can Be Financed?

Mehmi provides financing for both new and used equipment, including private-sale transactions. Eligible items include:

• Laser Hair Removal Systems – Diode, Alexandrite, and Nd:YAG technologies.
• Skin Resurfacing Devices – Fractional lasers and advanced RF systems.
• Tattoo Removal Lasers – Q-Switched and picosecond devices.
• IPL Machines – Versatile systems for pigmentation, vascular lesions, and rejuvenation.
• Medical Chairs & Clinic Furniture – Adjustable chairs, exam tables, waiting area furniture.
• Diagnostic & Imaging Tools – Supporting equipment for skin analysis and treatment monitoring.

See our full list of eligible equipment.

Lease vs. Loan for Aesthetic Lasers

Different financing options suit different clinic stages.

Here’s a detailed comparison:

Learn more about Equipment Leases, Equipment Loans, and Refinancing & Sale-Leaseback.

To see how different options compare, try our financing calculator.

Financing Scenarios in Montreal

1. Downtown Medspa Expansion

• Need: New aesthetic laser for hair removal and skin rejuvenation.
• Challenge: Bank required 20% down payment and lengthy financial records.
• Solution: Mehmi structured a low-doc lease with approval in 36 hours.
• Outcome: Medspa launched services on schedule, grew revenue within three months, and preserved cash for staff.

2. Laval Startup Clinic

• Need: IPL and skin resurfacing system to open new clinic.
• Solution: In-House Financing with 0% down.
• Outcome: Clinic opened with full service offering, attracting patients immediately.

3. Private Sale Laser in Longueuil

• Need: Used tattoo removal laser from a retiring dermatologist.
• Solution: Structured a private-sale financing package.
• Outcome: New clinic acquired equipment at half the retail price, fully financed.

4. Established Clinic in Westmount

• Need: Liquidity for marketing and staffing while owning two lasers outright.
• Solution: Sale-Leaseback.
• Outcome: Freed up $80K in working capital while continuing to use the same devices.

Why Choose Mehmi in Montreal?

• Fast 24–48h approvals for leases and loans.
• Startup-friendly programs with low-doc and in-house financing options.
• Asset-based lending available for high-value equipment packages.
• New, used, and private-sale devices eligible.
• Dedicated expertise in medical, dental & wellness financing.

Explore available equipment through our inventory.

Expanded FAQ: Aesthetic Laser Financing in Montreal

1. Can startups qualify?
Yes — through In-House Financing.

2. How fast can I get approved?
Most applications are approved in 24–48 hours.

3. Do you finance used lasers?
Yes — both new and used units qualify. See Eligible Equipment.

4. Can I finance multiple devices at once?
Yes — leases and loans can bundle multiple devices into one plan.

5. What if I already own equipment?
You can refinance with a sale-leaseback.

6. Do you finance private sale equipment?
Yes — we finance equipment purchased from private sellers, not just dealerships.

7. What credit score do I need?
We work with a wide range of profiles. Strong credit helps, but startups can often qualify even with minimal history.

8. Can I finance clinic furniture and IT systems?
Yes — chairs, diagnostic tools, and practice management software are eligible.

9. Are payments tax deductible?
Lease payments are generally deductible as operating expenses. With loans, depreciation and interest are deductible.

10. Do you cover all of Quebec?
Yes — we finance clinics across Montreal, Laval, Longueuil, and the wider province.

11. Do you offer asset-based lending for high-value clinics?
Yes — Asset-Based Lending is available for large facilities.

12. How do I estimate payments?
Use our calculator tool to model different lease and loan terms.

Final Thoughts

For Montreal clinics and medspas, access to modern aesthetic laser technology is vital to compete in a growing market. With Mehmi Financial Group, you can secure financing in as little as 24 hours, whether you’re a startup or an established practice.

From laser hair removal to IPL systems, our flexible lease, loan, and sale-leaseback programs ensure your clinic can grow without straining capital.

Looking to expand your practice in Montreal? Browse our inventory or contact our credit analysts today.

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