Need new construction equipment fast? Compare loans, leases, LOC, and sale-leaseback. 24–48h decisions on clean files in Canada.
In Canada’s construction industry, timelines are tight and cash cycles unpredictable. Contractors often need to mobilize quickly for subdivisions, roadwork, or infrastructure projects, but paying cash upfront for a $100,000–$500,000 excavator, loader, or telehandler isn’t always practical. Quick equipment financing helps you secure machines within 24–48 hours, keep projects on schedule, and protect working capital for payroll, materials, and fuel.
Canadian builders face rising labour costs, long AR cycles from general contractors, and stiff competition for contracts. Missing a delivery or failing to mobilize equipment can cost you more than the interest on a loan. Fast financing ensures:
With Mehmi, many straightforward files are approved within two days—far faster than the 3–6 weeks typical with major banks.
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This reduces back-and-forth and gets underwriters comfortable quickly.
The cleaner your file, the faster the funding.
A civil contractor needed a 20-ton excavator, hydraulic thumb, and compaction wheel for a subdivision start. We modeled loan vs. 60-month lease with a 10% buyout in the calculator. The lease lowered monthly strain, while a small working capital add-on covered mobilization. The approval came in under 48 hours, and delivery aligned perfectly with the cut/fill schedule.
Can I finance used or private-sale units?
Yes—approval depends on condition and proper documentation. Start at Equipment Financing.
What if I’ll make multiple purchases this year?
Open an Equipment Line of Credit to draw and repay per machine or attachment.
How do I keep payments manageable during slower months?
Use a lease with a residual or longer terms, and supplement with a revolving Line of Credit.
Cash is tied up in gear I already own—options?
Use Refinancing & Sale-Leaseback to unlock equity while your machines keep working.
Do you coordinate purchase and delivery?
Yes. Mehmi manages invoices, PPSA, and insurance so funding lines up with delivery. Buying direct from our inventory is the fastest option.
Construction projects can’t wait on bank delays. Whether you need an excavator tomorrow or a fleet of loaders next month, Mehmi’s financing options—loans, leases, LOC, or sale-leaseback—give you speed, flexibility, and control over cash flow.
👉 Run terms in the calculator or contact our credit analysts for a tailored plan today.
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