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Truck Loan Cape Breton

Looking for a truck loan in Cape Breton, Nova Scotia? Mehmi Financial Group helps owner-operators and fleet owners across Cape Breton finance new and used trucks and trailers. Whether you’re starting with your first rig, refinancing existing loans, or adding multiple units to grow your fleet, we provide quick approvals, competitive rates, and flexible repayment terms built for Atlantic Canada’s trucking industry.

What is a Truck Loan?

A truck loan allows Cape Breton truckers and transportation companies to purchase or refinance commercial vehicles while keeping cash available for operations. For owner-operators, it makes getting on the road affordable with predictable monthly payments. For fleet owners, it provides access to the capital needed to expand, upgrade equipment, or refinance loans to ease cash flow.

With Mehmi, you can finance:
  • New or used trucks from dealers, auctions, or private sellers
  • Trailers including reefers, dry vans, tankers, and flatbeds
  • Refinancing of existing truck or trailer loans
  • Leasing programs and sale-leaseback options for cash flow flexibility

How Much Can I Get?

Truck loans in Cape Breton range from $20,000 to $500,000+, depending on the vehicle and your business profile.
  • Approvals in 24–48 hours
  • Flexible terms up to 72 months
  • Payments tailored to your cash flow
Example:
  • $50,000 used day cab → approx. $1,100/month
  • $100,000 truck + trailer → approx. $2,200/month

Benefits of Our Truck Loans in Cape Breton

Flexible funds. Fast decisions. Full control.
Our truck financing solutions in Cape Breton are designed to help both individual drivers and fleets thrive. Mehmi offers truck loans and leasing options with fast approvals, often within 24–48 hours. With 30+ Canadian lending partners, we can secure financing for dealer, auction, and private-sale purchases — including options for truckers with challenged credit.

For owner-operators, this means affordable access to a truck that fits your business. For fleet owners, it means the ability to grow strategically, manage cash flow across multiple units, and keep trucks moving across Nova Scotia and beyond.

What Documents Do I Need? (Checklist)

  • Driver’s license
  • Truck or trailer bill of sales or sales quote
  • Last 3 months of business bank statements
  • Articles of Incorporation
  • Our fast credit application completed
For loans above $200,000
  • Current Business Financials Required

Why Choose Mehmi for Truck Loans in Cape Breton?

At Mehmi Financial Group, we specialize in transportation financing and understand the needs of truckers in Atlantic Canada. Cape Breton fleets often balance regional hauls with longer routes across Nova Scotia and into central Canada, requiring flexible financing solutions to stay competitive.

Whether you’re an owner-operator financing your first truck or a fleet owner expanding operations across Cape Breton, Halifax, and the Maritimes, Mehmi delivers tailored loan solutions backed by 30+ Canadian lenders. We provide transparent terms, flexible repayment programs, and approvals for both new and used equipment.
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Heavy equipment loan approval Canada

Trucks and Trailers We Finance:

Trucks

  • Heavy Duty Trucks
  • Day Cab Trucks
  • Sleeper Cab Trucks
  • Flatbed Trucks
  • Reefer Trucks (Refrigerated Units)
  • Dry Van Trucks
  • Box Trucks
  • Cab & Chassis Units
  • Roll-Off Trucks
  • Tow Trucks / Wreckers

Trailers

  • Dry Van Trailers
  • Refrigerated Trailers (Reefers)
  • Flatbed Trailers
  • Step Deck Trailers
  • Lowboy Trailers
  • Dump Trailers
  • Tanker Trailers
  • Utility Trailers
  • Enclosed Cargo Trailers
  • Car Hauler Trailers

3 Steps. No Surprises.

The Mehmi Financial Group experience is simple, quick, and customized to your financial needs.

Find the Equipment you need

Whether it be an individual's private sale or equipment listed by a dealer, there are numerous options available.

Get In Touch

An all-in-one customer service platform that helps you balance everything your customers need to be happy.

Get Approved

Secure approval and funding in as little as 24–48 hours with flexible terms.

Inventory

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Frequently Asked Questions

Can I finance a used truck in Cape Breton?

Yes, we finance both new and used trucks, whether purchased from a dealer, auction, or private seller.

Do you provide trailer financing as well?

Yes, we finance trailers including reefers, flatbeds, dry vans, tankers, and more.

What if I have bad credit?

We work with lenders who specialize in helping truckers with low or challenged credit.

How fast can I get approved?

Most applications are approved within 24–48 hours.

Can I lease instead of buying?

Yes, Mehmi offers leasing programs and truck loans, giving businesses more flexibility.

Do you only serve Cape Breton?

No — we also serve trucking businesses across Nova Scotia, including Halifax, Sydney, Truro, and the entire Maritimes.

Trusted by Businesses
Across Canada

24–48 hr approval
All credit types welcome
Serving Canada nationwide

Proudly Serving

We serve all major cities and locations across Canada for truck and trailer financing.
  • Abbotsford
  • Airdrie
  • Ajax
  • Aurora
  • Barrie
  • Belleville
  • Blainville
  • Brampton
  • Brantford
  • Brossard
  • Burlington
  • Burnaby
  • Caledon
  • Calgary
  • Cambridge
  • Cape Breton
  • Chatham-Kent
  • Chilliwack
  • Clarington
  • Coquitlam
  • Drummondville
  • Edmonton
  • Fredericton
  • Gatineau
  • Granby
  • Grande Prairie
  • Greater Sudbury
  • Guelph
  • Halifax
  • Halton Hills
  • Hamilton
  • Kamloops
  • Kawartha Lakes
  • Kelowna
  • Kingston
  • Kitchener
  • Langley
  • Laval
  • Lethbridge
  • Lévis
  • London
  • Longueuil
  • Maple Ridge
  • Markham
  • Medicine Hat
  • Milton
  • Mirabel
  • Mississauga
  • Moncton
  • Montreal
  • Nanaimo
  • New Westminster
  • Newmarket
  • Niagara Falls
  • Norfolk County
  • North Bay
  • Oakville
  • Oshawa
  • Ottawa
  • Peterborough
  • Pickering
  • Port Coquitlam
  • Prince George
  • Quebec City
  • Red Deer
  • Regina
  • Repentigny
  • Richmond
  • Richmond Hill
  • Saanich
  • Saguenay
  • Saint John
  • Saint-Hyacinthe
  • Saint-Jean-sur-Richelieu
  • Saint-Jérôme
  • Sarnia
  • Saskatoon
  • Sault Ste. Marie
  • Sherbrooke
  • St. Albert
  • St. Catharines
  • St. John's
  • Strathcona County
  • Sudbury
  • Surrey
  • Terrebonne
  • Thunder Bay
  • Toronto
  • Trois-Rivières
  • Vancouver
  • Vaughan
  • Victoria
  • Waterloo
  • Welland
  • Windsor
  • Winnipeg

Let’s Get You Funded

Ready to secure your truck or trailer loan? Let’s talk.