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Truck Loan Chatham-Kent

Need a truck loan in Chatham-Kent, Ontario? Mehmi Financial Group helps owner-operators and fleet owners across Chatham, Wallaceburg, and Southwestern Ontario secure financing for trucks and trailers. Whether you’re purchasing your first rig, refinancing to reduce monthly payments, or adding multiple units to expand your fleet, we provide quick approvals, competitive rates, and flexible repayment terms designed for trucking businesses.

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What is a Truck Loan?

A truck loan gives Chatham-Kent truckers and logistics companies the ability to purchase or refinance commercial vehicles without tying up cash reserves. For owner-operators, this means affordable monthly payments on reliable equipment. For fleet owners, it provides financing to add trucks, upgrade older units, or refinance existing loans to free up working capital.

With Mehmi, you can finance:
  • New or used trucks from dealers, auctions, or private sellers
  • Trailers including reefers, dry vans, tankers, and flatbeds
  • Refinancing of existing truck or trailer loans
  • Leasing programs and sale-leaseback options for cash flow flexibility

How Much Can I Get?

Truck loans in Chatham-Kent range from $20,000 to $500,000+, depending on the vehicle and your business profile.
  • Approvals in 24–48 hours
  • Flexible terms up to 72 months
  • Payments tailored to your cash flow
Example:
  • $50,000 used day cab → approx. $1,100/month
  • $100,000 truck + trailer → approx. $2,200/month

Benefits of Our Truck Loans in Chatham-Kent

Flexible funds. Fast decisions. Full control.
Our truck financing solutions in Chatham-Kent are tailored for both independent drivers and growing fleets. We offer truck loans and leasing options with fast approvals in 24–48 hours. By working with over 30 Canadian lenders, we provide financing for dealer, private-sale, and auction purchases — including options for truckers with challenged credit.

For owner-operators, this means quick approvals and manageable monthly payments that fit your hauling income. For fleet owners, it means structured financing programs to expand across Chatham-Kent, Windsor, London, and the 401 corridor while keeping cash flow stable.

What Documents Do I Need? (Checklist)

  • Driver’s license
  • Truck or trailer bill of sales or sales quote
  • Last 3 months of business bank statements
  • Articles of Incorporation
  • Our fast credit application completed
For loans above $200,000
  • Current Business Financials Required

Why Choose Mehmi for Truck Loans in Chatham-Kent?

At Mehmi Financial Group, we specialize in transportation financing and understand the unique needs of Southwestern Ontario truckers. Chatham-Kent sits along major Ontario trucking routes, making reliable equipment financing essential for local businesses.

Whether you’re an owner-operator buying your first truck or a fleet owner adding units across Chatham-Kent, Windsor, and London, Mehmi delivers financing that scales with your business. With 30+ Canadian lenders, flexible repayment options, and programs for both new and used equipment, we provide clear, reliable financing that keeps trucks moving.
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Services We Offer

Investment

Truck and Trailer Financing

Buy or lease new and used trucks, trailers, or heavy equipment in with fast approvals and flexible repayment terms.

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People

Refinancing and Sale Leaseback

Lower monthly payments or unlock equity from your trucks and trailers to free up cash flow for your business.

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Warehouse

Truck Repair Financing

Cover major or unexpected truck and trailer repairs quickly with financing that keeps drivers and fleets on the road.

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Heavy equipment loan approval Canada

Trucks and Trailers We Finance:

Trucks

  • Heavy Duty Trucks
  • Day Cab Trucks
  • Sleeper Cab Trucks
  • Flatbed Trucks
  • Reefer Trucks (Refrigerated Units)
  • Dry Van Trucks
  • Box Trucks
  • Cab & Chassis Units
  • Roll-Off Trucks
  • Tow Trucks / Wreckers

Trailers

  • Dry Van Trailers
  • Refrigerated Trailers (Reefers)
  • Flatbed Trailers
  • Step Deck Trailers
  • Lowboy Trailers
  • Dump Trailers
  • Tanker Trailers
  • Utility Trailers
  • Enclosed Cargo Trailers
  • Car Hauler Trailers

3 Steps. No Surprises.

The Mehmi Financial Group experience is simple, quick, and customized to your financial needs.
1

Find the Equipment you need

Whether it be an individual's private sale or equipment listed by a dealer, there are numerous options available.
Browse Used Trucks
2

Get In Touch

An all-in-one customer service platform that helps you balance everything your customers need to be happy.
3

Get Approved

Secure approval and funding in as little as 24–48 hours with flexible terms.

Inventory

All Inventory
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Frequently Asked Questions

Can I finance a used truck in Chatham-Kent?

Yes, we finance both new and used trucks, whether purchased from a dealer, auction, or private seller.

Do you provide trailer financing as well?

Yes, we finance trailers including reefers, flatbeds, dry vans, tankers, and more.

What if I have bad credit?

We work with lenders who specialize in helping truckers with low or challenged credit.

How fast can I get approved?

Most applications are approved within 24–48 hours.

Can I lease instead of buying?

Yes, Mehmi offers leasing programs and truck loans, giving businesses more flexibility.

Do you only serve Chatham-Kent?

No — we also serve trucking businesses in Windsor, London, Sarnia, and across Southwestern Ontario.

Trusted by Businesses
Across Canada

24–48 hr approval
All credit types welcome
Serving Canada nationwide

Proudly Serving

We serve all major cities and locations across Canada for truck and trailer financing.
  • Abbotsford
  • Airdrie
  • Ajax
  • Aurora
  • Barrie
  • Belleville
  • Blainville
  • Brampton
  • Brantford
  • Brossard
  • Burlington
  • Burnaby
  • Caledon
  • Calgary
  • Cambridge
  • Cape Breton
  • Chatham-Kent
  • Chilliwack
  • Clarington
  • Coquitlam
  • Drummondville
  • Edmonton
  • Fredericton
  • Gatineau
  • Granby
  • Grande Prairie
  • Greater Sudbury
  • Guelph
  • Halifax
  • Halton Hills
  • Hamilton
  • Kamloops
  • Kawartha Lakes
  • Kelowna
  • Kingston
  • Kitchener
  • Langley
  • Laval
  • Lethbridge
  • Lévis
  • London
  • Longueuil
  • Maple Ridge
  • Markham
  • Medicine Hat
  • Milton
  • Mirabel
  • Mississauga
  • Moncton
  • Montreal
  • Nanaimo
  • New Westminster
  • Newmarket
  • Niagara Falls
  • Norfolk County
  • North Bay
  • Oakville
  • Oshawa
  • Ottawa
  • Peterborough
  • Pickering
  • Port Coquitlam
  • Prince George
  • Quebec City
  • Red Deer
  • Regina
  • Repentigny
  • Richmond
  • Richmond Hill
  • Saanich
  • Saguenay
  • Saint John
  • Saint-Hyacinthe
  • Saint-Jean-sur-Richelieu
  • Saint-Jérôme
  • Sarnia
  • Saskatoon
  • Sault Ste. Marie
  • Sherbrooke
  • St. Albert
  • St. Catharines
  • St. John's
  • Strathcona County
  • Sudbury
  • Surrey
  • Terrebonne
  • Thunder Bay
  • Toronto
  • Trois-Rivières
  • Vancouver
  • Vaughan
  • Victoria
  • Waterloo
  • Welland
  • Windsor
  • Winnipeg

Let’s Get You Funded

Ready to secure your truck or trailer loan? Let’s talk.
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