Truck Loan Kelowna
If you’re searching for a truck loan in Kingston, Ontario, Mehmi Financial Group is here to help. We provide fast, reliable, and flexible truck and trailer financing for owner-operators and fleet owners in Kingston and Eastern Ontario. Whether you’re expanding your fleet, purchasing your first highway truck, or refinancing existing equipment to improve cash flow, our loan solutions make the process simple and stress-free.
What is a Truck Loan?
A truck loan allows drivers and businesses to purchase or lease trucks and trailers without needing large upfront capital. In Kingston, where trucking plays a vital role in construction, logistics, and cross-border freight, financing is key to keeping businesses on the road.
With Mehmi, you can finance:
- New or used trucks from dealers, auctions, or private sellers
- Trailers including reefers, dry vans, tankers, and flatbeds
- Refinancing of existing truck or trailer loans
- Leasing programs and sale-leaseback options for cash flow flexibility
How Much Can I Get?
Truck loans range from $20,000 to $500,000+, depending on the vehicle and your business profile.
- Approvals in 24–48 hours
- Flexible terms up to 72 months
- Payments tailored to your cash flow
Example:
- $50,000 used day cab → approx. $1,100/month
- $100,000 truck + trailer → approx. $2,200/month
Benefits of Our Truck Loans in Kingston
Flexible funds. Fast decisions. Full control.
Our Kingston truck loans are designed to give drivers and fleets the financial flexibility they need to grow. Owner-operators benefit from competitive rates, manageable monthly payments, and the option to lease instead of buying outright, helping preserve cash flow while still gaining access to the trucks needed for work.
Fleet owners across Kingston rely on our financing to expand operations, replace aging equipment, and refinance at better terms. By securing quick approvals — often within 24–48 hours — businesses avoid downtime and keep freight moving. Even those with less-than-perfect credit can qualify, as our programs are built to support businesses in real-world conditions.
What Documents Do I Need? (Checklist)
- Driver’s license
- Truck or trailer bill of sales or sales quote
- Last 3 months of business bank statements
- Articles of Incorporation
- Our fast credit application completed
For loans above $200,000
- Current Business Financials Required
Why Choose Mehmi for Truck Loans in Kingston?
Kingston is a transportation hub connecting Toronto, Ottawa, and Montreal, making reliable trucking essential for local businesses. At Mehmi Financial Group, we understand the unique challenges faced by drivers and fleets in this region, from long-haul freight requirements to construction project demands.
By working with a broad network of Canadian lenders, we deliver custom truck and trailer financing solutions that support growth and stability. Whether you need financing for a single truck or an entire fleet, Mehmi ensures your business gets the resources it needs to stay competitive.