Truck Loan Montreal
Need a truck loan in Montreal, Quebec? Mehmi Financial Group helps drivers, fleet owners, and logistics companies finance or lease trucks and trailers with flexible, affordable terms. Whether you’re an independent owner-operator moving freight across Quebec or managing a fleet in the Greater Montreal Area, we make financing simple, fast, and designed for long-term business success.
What is a Truck Loan?
A truck loan allows you to buy or lease a commercial truck or trailer without using up all your working capital. Instead of paying the full purchase price upfront, you make predictable payments that align with your business cash flow. In a market like Montreal — a major hub for shipping, trade, and logistics — reliable truck financing ensures you can stay competitive, expand your fleet, and keep up with customer demand.
With Mehmi, you can finance:
- New or used trucks from dealers, auctions, or private sellers
- Trailers including reefers, dry vans, tankers, and flatbeds
- Refinancing of existing truck or trailer loans
- Leasing programs and sale-leaseback options for cash flow flexibility
How Much Can I Get?
Truck loans range from $20,000 to $500,000+, depending on the vehicle and your business profile.
- Approvals in 24–48 hours
- Flexible terms up to 72 months
- Payments tailored to your cash flow
Example:
- $50,000 used day cab → approx. $1,100/month
- $100,000 truck + trailer → approx. $2,200/month
Benefits of Our Truck Loans in Montreal
Flexible funds. Fast decisions. Full control.
With Montreal’s trucking and logistics industry facing high operating costs and growing demand, access to the right financing is crucial. For owner-operators, our truck loans make it easier to get on the road with clear terms and affordable monthly payments. For fleet owners, we structure financing to support multi-unit growth, refinancing of existing assets, or upgrading to newer, more fuel-efficient vehicles.
We also provide truck leasing options that allow Montreal businesses to run newer equipment without tying up cash in ownership. Our process is fast — with approvals in 24–48 hours — and our repayment plans are flexible enough to handle the realities of seasonal freight, rising fuel prices, and cash flow challenges. With Mehmi, you get competitive rates, transparent terms, and a financing partner who understands the Quebec market.
What Documents Do I Need? (Checklist)
- Driver’s license
- Truck or trailer bill of sales or sales quote
- Last 3 months of business bank statements
- Articles of Incorporation
- Our fast credit application completed
For loans above $200,000
- Current Business Financials Required
Why Choose Mehmi for Truck Loans in Montreal?
Montreal is a central hub for trade and logistics in Canada, making reliable transportation the backbone of many local businesses. At Mehmi, we understand the needs of drivers and fleets operating in this competitive market. We work with clients purchasing from dealers, auctions, or private sellers, and we have solutions for those with strong or challenged credit histories.
Our wide network of Canadian lenders allows us to secure financing that works for both new drivers entering the industry and established fleets managing dozens of units. By focusing on fast approvals, personalized terms, and dedicated support, we help Montreal businesses keep their trucks on the road and revenue flowing.