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Truck Loan Niagara Falls

Looking for a reliable truck loan in Niagara Falls? Mehmi Financial Group helps local drivers, small fleets, and established carriers secure the right financing to keep their operations moving. Whether you’re an owner-operator hauling cross-border loads or a fleet owner serving industries across Southern Ontario, we provide flexible truck and trailer financing designed for Niagara Falls businesses.

What is a Truck Loan?

A truck loan gives you the ability to buy or lease commercial trucks and trailers without paying the full cost upfront. Instead, you spread payments over time, keeping your working capital available for fuel, insurance, maintenance, and payroll. For Niagara Falls trucking companies, this is especially important as the region serves as a gateway between Canada and the United States. Having access to the right financing allows businesses to expand fleets, modernize older equipment, and stay competitive in a demanding transportation corridor.

With Mehmi, you can finance:
  • New or used trucks from dealers, auctions, or private sellers
  • Trailers including reefers, dry vans, tankers, and flatbeds
  • Refinancing of existing truck or trailer loans
  • Leasing programs and sale-leaseback options for cash flow flexibility

How Much Can I Get?

Truck loans range from $20,000 to $500,000+, depending on the vehicle and your business profile.
  • Approvals in 24–48 hours
  • Flexible terms up to 72 months
  • Payments tailored to your cash flow
Example:
  • $50,000 used day cab → approx. $1,100/month
  • $100,000 truck + trailer → approx. $2,200/month

Benefits of Our Truck Loans in Niagara Falls

Flexible funds. Fast decisions. Full control.
Mehmi’s truck loans are built with both owner-operators and fleet owners in mind. We understand that single operators often need fast approvals and affordable monthly payments, while fleets require financing programs that scale across multiple units. That’s why we offer not only truck loans but also truck leasing options, giving you the ability to run newer models with lower upfront costs.

Our process is quick and transparent, with approvals usually completed within 24–48 hours. We finance trucks and trailers purchased from dealers, auctions, or private sellers, and also provide refinancing options for existing vehicles. For Niagara Falls operators working in industries like logistics, cross-border freight, and construction, our solutions ensure that both short-term needs and long-term growth are covered. Mehmi’s goal is to provide financing that supports stability today while preparing you for tomorrow’s opportunities.

What Documents Do I Need? (Checklist)

  • Driver’s license
  • Truck or trailer bill of sales or sales quote
  • Last 3 months of business bank statements
  • Articles of Incorporation
  • Our fast credit application completed
For loans above $200,000
  • Current Business Financials Required

Why Choose Mehmi for Truck Loans in Niagara Falls?

Niagara Falls is more than a tourist city — it’s an important transportation hub with constant demand for reliable trucking. At Mehmi, we understand the local market and the unique financing challenges faced by drivers and fleets here. Whether you’re adding a new rig for long-haul routes or expanding a fleet to meet growing demand, our wide network of Canadian lenders ensures competitive rates and flexible terms.

We don’t just serve clients with perfect credit — we help businesses in all financial positions. Our team provides clear terms with no hidden fees, quick approvals, and financing for both trucks and trailers. For Niagara Falls businesses, Mehmi is a trusted partner in building stronger, more resilient operations.
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Heavy equipment loan approval Canada

Trucks and Trailers We Finance:

Trucks

  • Heavy Duty Trucks
  • Day Cab Trucks
  • Sleeper Cab Trucks
  • Flatbed Trucks
  • Reefer Trucks (Refrigerated Units)
  • Dry Van Trucks
  • Box Trucks
  • Cab & Chassis Units
  • Roll-Off Trucks
  • Tow Trucks / Wreckers

Trailers

  • Dry Van Trailers
  • Refrigerated Trailers (Reefers)
  • Flatbed Trailers
  • Step Deck Trailers
  • Lowboy Trailers
  • Dump Trailers
  • Tanker Trailers
  • Utility Trailers
  • Enclosed Cargo Trailers
  • Car Hauler Trailers

3 Steps. No Surprises.

The Mehmi Financial Group experience is simple, quick, and customized to your financial needs.

Find the Equipment you need

Whether it be an individual's private sale or equipment listed by a dealer, there are numerous options available.

Get In Touch

An all-in-one customer service platform that helps you balance everything your customers need to be happy.

Get Approved

Secure approval and funding in as little as 24–48 hours with flexible terms.

Inventory

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Frequently Asked Questions

Can I finance a used truck in Niagara Falls?

Yes, we finance both new and used trucks, whether purchased from a dealer, auction, or private seller.

Do you provide trailer financing as well?

Yes, we finance trailers including reefers, flatbeds, dry vans, tankers, and more.

What if I have bad credit?

We work with lenders who specialize in helping truckers with low or challenged credit.

How fast can I get approved?

Most applications are approved within 24–48 hours.

Can I lease instead of buying?

Yes, Mehmi offers leasing programs and truck loans, giving businesses more flexibility.

Do you work with fleets as well as independent drivers?

Yes, we finance single-truck purchases and multi-unit fleet expansions.

Trusted by Businesses
Across Canada

24–48 hr approval
All credit types welcome
Serving Canada nationwide

Proudly Serving

We serve all major cities and locations across Canada for truck and trailer financing.
  • Abbotsford
  • Airdrie
  • Ajax
  • Aurora
  • Barrie
  • Belleville
  • Blainville
  • Brampton
  • Brantford
  • Brossard
  • Burlington
  • Burnaby
  • Caledon
  • Calgary
  • Cambridge
  • Cape Breton
  • Chatham-Kent
  • Chilliwack
  • Clarington
  • Coquitlam
  • Drummondville
  • Edmonton
  • Fredericton
  • Gatineau
  • Granby
  • Grande Prairie
  • Greater Sudbury
  • Guelph
  • Halifax
  • Halton Hills
  • Hamilton
  • Kamloops
  • Kawartha Lakes
  • Kelowna
  • Kingston
  • Kitchener
  • Langley
  • Laval
  • Lethbridge
  • Lévis
  • London
  • Longueuil
  • Maple Ridge
  • Markham
  • Medicine Hat
  • Milton
  • Mirabel
  • Mississauga
  • Moncton
  • Montreal
  • Nanaimo
  • New Westminster
  • Newmarket
  • Niagara Falls
  • Norfolk County
  • North Bay
  • Oakville
  • Oshawa
  • Ottawa
  • Peterborough
  • Pickering
  • Port Coquitlam
  • Prince George
  • Quebec City
  • Red Deer
  • Regina
  • Repentigny
  • Richmond
  • Richmond Hill
  • Saanich
  • Saguenay
  • Saint John
  • Saint-Hyacinthe
  • Saint-Jean-sur-Richelieu
  • Saint-Jérôme
  • Sarnia
  • Saskatoon
  • Sault Ste. Marie
  • Sherbrooke
  • St. Albert
  • St. Catharines
  • St. John's
  • Strathcona County
  • Sudbury
  • Surrey
  • Terrebonne
  • Thunder Bay
  • Toronto
  • Trois-Rivières
  • Vancouver
  • Vaughan
  • Victoria
  • Waterloo
  • Welland
  • Windsor
  • Winnipeg

Let’s Get You Funded

Ready to secure your truck or trailer loan? Let’s talk.