Truck Loan Oshawa
Looking for a truck loan in Oshawa? Mehmi Financial Group helps drivers, fleet owners, and small businesses across Durham Region get the financing they need to keep their trucks and trailers on the road. Whether you’re an independent operator hauling loads across Ontario or a fleet expanding to meet customer demand, we make truck financing simple, fast, and affordable.
What is a Truck Loan?
A truck loan lets you finance your truck or trailer purchase over time instead of paying everything upfront. For Oshawa businesses working in logistics, construction, and regional transport, having the right equipment is critical. Mehmi provides structured financing for both new and used trucks, trailer loans, and refinancing solutions to free up working capital. Our programs are designed for independent drivers who need a single unit and for larger operators managing multiple trucks.
With Mehmi, you can finance:
- New or used trucks from dealers, auctions, or private sellers
- Trailers including reefers, dry vans, tankers, and flatbeds
- Refinancing of existing truck or trailer loans
- Leasing programs and sale-leaseback options for cash flow flexibility
How Much Can I Get?
Truck loans range from $20,000 to $500,000+, depending on the vehicle and your business profile.
- Approvals in 24–48 hours
- Flexible terms up to 72 months
- Payments tailored to your cash flow
Example:
- $50,000 used day cab → approx. $1,100/month
- $100,000 truck + trailer → approx. $2,200/month
Benefits of Our Truck Loans in Oshawa
Flexible funds. Fast decisions. Full control.
When you finance with Mehmi, you get more than just a loan—you get a financial partner who understands the trucking industry in Ontario. Owner-operators benefit from quick approvals, flexible monthly payments, and financing that helps them hit the road faster. Fleet owners in Oshawa gain access to competitive rates, multi-unit financing, and tailored options for expansion.
We also offer truck leasing in Oshawa, giving businesses the ability to operate with lower upfront costs and the flexibility to upgrade equipment more often. Leasing helps maintain cash flow while keeping your fleet modern and efficient.
What Documents Do I Need? (Checklist)
- Driver’s license
- Truck or trailer bill of sales or sales quote
- Last 3 months of business bank statements
- Articles of Incorporation
- Our fast credit application completed
For loans above $200,000
- Current Business Financials Required
Why Choose Mehmi for Truck Loans in Oshawa?
Oshawa is a key hub along Highway 401, connecting the Greater Toronto Area to eastern Ontario and beyond. Local transport companies, contractors, and logistics providers rely on access to affordable financing to stay competitive. Mehmi Financial Group partners with a wide network of Canadian lenders, ensuring that Oshawa businesses get the best possible terms, quick turnaround times, and financing solutions built around their needs.
Our team specializes in helping both new drivers and established fleets secure the right truck or trailer financing. We simplify the process so you can focus on growing your business, while we handle the paperwork, approvals, and lender negotiations.