Truck Loan Ottawa
Need a truck loan in Ottawa? Mehmi Financial Group makes it easy for drivers, contractors, and fleet owners in the nation’s capital to access reliable truck and trailer financing. Whether you’re an independent operator running freight along Highway 417, or a fleet expanding to serve government contracts and construction projects in the Ottawa–Gatineau area, we provide tailored financing solutions designed to keep your business moving.
What is a Truck Loan?
A truck loan allows you to purchase or refinance trucks and trailers by spreading payments over time. For Ottawa businesses involved in freight, construction, and regional logistics, having dependable equipment is essential. Mehmi offers flexible financing for both new and used trucks, along with trailer loans, refinancing programs, and even sale–leaseback options. Our financing solutions are built to support owner-operators starting out and fleet owners scaling up.
With Mehmi, you can finance:
- New or used trucks from dealers, auctions, or private sellers
- Trailers including reefers, dry vans, tankers, and flatbeds
- Refinancing of existing truck or trailer loans
- Leasing programs and sale-leaseback options for cash flow flexibility
How Much Can I Get?
Truck loans range from $20,000 to $500,000+, depending on the vehicle and your business profile.
- Approvals in 24–48 hours
- Flexible terms up to 72 months
- Payments tailored to your cash flow
Example:
- $50,000 used day cab → approx. $1,100/month
- $100,000 truck + trailer → approx. $2,200/month
Benefits of Our Truck Loans in Ottawa
Flexible funds. Fast decisions. Full control.
Choosing Mehmi means partnering with a lender who understands the trucking challenges in Ottawa and eastern Ontario. Independent drivers benefit from fast approvals, manageable monthly payments, and financing for both dealership and private sale purchases. Fleet owners gain access to multi-unit financing, structured repayment terms, and competitive interest rates that help optimize cash flow.
We also provide truck leasing in Ottawa, an excellent option for companies looking to reduce upfront costs, maintain liquidity, and upgrade equipment more frequently. Leasing is a smart solution for fleets managing city routes as well as long-haul carriers running across provincial borders.
What Documents Do I Need? (Checklist)
- Driver’s license
- Truck or trailer bill of sales or sales quote
- Last 3 months of business bank statements
- Articles of Incorporation
- Our fast credit application completed
For loans above $200,000
- Current Business Financials Required
Why Choose Mehmi for Truck Loans in Ottawa?
Ottawa’s economy is powered by a mix of government, construction, and logistics. From hauling materials for infrastructure projects to delivering goods across Ontario and Quebec, trucks are the backbone of local businesses. Mehmi Financial Group works with a large network of Canadian lenders to secure approvals within 24–48 hours, with financing options that reflect the needs of both single-unit operators and large fleets.
We take care of the entire process—applications, lender negotiations, and approvals—so you can focus on keeping your trucks on the road. Our experience in financing heavy equipment and transportation assets means Ottawa businesses get a trusted partner who knows the industry and the local market.