Private Lenders for Business in Canada

Securing business funding isn’t always easy—especially if your company is just starting out, has limited credit history, or doesn’t meet strict bank criteria. Fortunately, private business lenders offer a fast, flexible alternative to traditional banks. Whether you're in Brampton, Toronto, Mississauga, or anywhere across Canada, private lenders like Mehmi Financial Group are ready to help your business grow.

We specialize in providing accessible financing solutions for companies that need fast approvals, simplified requirements, and customized loan terms.

What Is a Private Business Lender?

A private business lender is a non-bank institution or individual that offers loans directly to businesses. Unlike traditional banks, private lenders often have more flexible qualification requirements, faster funding timelines, and loan structures tailored to specific business needs.

Private lending is growing rapidly in Canada, especially in the Greater Toronto Area (GTA), where startups and small businesses are increasingly looking for accessible, alternative funding.

Explore our business lending solutions to learn more.

Why Choose a Private Lender for Business Financing?

Here’s why more business owners are turning to private lenders:

1. Faster Access to Capital

Private lenders can provide approvals in 24–72 hours—weeks faster than banks. At Mehmi Financial Group, we prioritize speed to help you seize opportunities quickly.

2. Flexible Loan Terms

From short-term working capital loans to long-term expansion funding, we tailor repayment schedules and structures to fit your budget and cash flow.

3. More Inclusive Credit Criteria

Your approval isn’t solely based on your credit score. We assess your business’s overall potential and growth outlook—even if your credit history isn’t perfect.

4. Diverse Loan Types

We offer a full range of business financing options, including:

• Equipment financing
• Working capital loans
• Merchant cash advances
• Lines of credit
• Truck and trailer loans

5. Less Red Tape

Skip the endless paperwork. Our simplified process makes applying for funding easier than ever—with digital applications, rapid communication, and minimal documentation requirements.

Serving Businesses Across Canada

Based in Brampton, Mehmi Financial Group proudly finances businesses across:

• Toronto
• Mississauga
• Vaughan
• Markham
• Oakville
• Etobicoke
• North York
• Scarborough
• Hamilton
• Ajax, Pickering, Milton, Whitby, and more

Whether you're in an urban center or a rural community, we can help.

Frequently Asked Questions: Private Lenders for Business

1. What is a private lender for business, and how do they differ from traditional banks?
   Private lenders are non-bank institutions that offer faster approvals, flexible terms, and more lenient qualification criteria than traditional banks.
2. Why should I consider using a private lender for business financing?
   You get quicker access to funding, lower paperwork requirements, and customized loan structures suited to your business.
3. What types of businesses are eligible for private lender financing?
   We fund startups, small businesses, incorporated companies, sole proprietors, and growing enterprises across many sectors.
4. How quickly can I receive funds from a private lender?
   Most clients receive approval within 2–3 business days and funding shortly after that.
5. Are there specific credit requirements?
   While your credit is reviewed, we also consider your cash flow, assets, and business potential—making it easier to qualify than with banks.
6. What types of business loans do private lenders offer?
   We offer equipment loans, merchant cash advances, working capital loans, and invoice financing, among others.
7. How much can I borrow?
   Loan amounts range from $5,000 to $500,000+ depending on your needs, revenue, and loan type.
8. Are interest rates higher than with banks?
   Rates may be slightly higher due to increased flexibility and lower qualification hurdles—but our terms remain competitive and transparent.
9. Do private lenders require collateral?
   Some loans are secured by business assets, while others are unsecured. We’ll work with you to determine the right structure.
10. How do I apply?
    Simply submit your application online, and a loan advisor will be in touch to guide you through the process.

Need business funding fast? Apply now with Mehmi Financial Group and get a flexible private business loan tailored to your goals—whether you're in Brampton or anywhere across Canada.