Business Valuation Calculator

Estimate your business value using multiple valuation methods. Understand what your company might be worth.

EBITDA Multiple Valuation

The most common method for valuing established businesses. Applies an industry-specific multiple to your EBITDA to estimate enterprise value.

Estimated Enterprise Value
$0
based on EBITDA multiple

Valuation Breakdown

EBITDA × Multiple$500,000 × 5.0
Enterprise Value$2,500,000
Less: Debt-$300,000
Plus: Cash+$100,000
Equity Value$2,300,000
Low Estimate
$1.8M
Base Estimate
$2.3M
High Estimate
$2.8M

Key Ratios

5.0x
EV/EBITDA
0.6x
Debt/EBITDA
$200K
Net Debt
4%
Cash/EV

Enterprise Value (EV): Total value of the business operations, regardless of capital structure.

Equity Value: What shareholders would receive = EV - Debt + Cash.

EBITDA Multiple: Varies by industry, size, growth, and risk. Larger, faster-growing businesses command higher multiples.

Increase Value: Recurring revenue, strong management team, diversified customers, growth trajectory.

Decrease Value: Customer concentration, owner dependence, declining revenue, high debt.

*All amounts in Canadian dollars. Estimates only—this is not a financing offer or approval. Taxes (GST/PST/HST) NOT included.

Use this business valuation calculator to estimate a reasonable value range using three common methods: Seller’s Discretionary Earnings multiple, earnings before interest, taxes, depreciation, and amortization multiple, and revenue multiple. This tool is designed for Canadian business owners who want a starting point for negotiations, succession planning, partner buyouts, or lender conversations.

What this calculator estimates

  • Value based on Seller’s Discretionary Earnings for owner-operated businesses
  • Enterprise value and equity value using earnings before interest, taxes, depreciation, and amortization
  • Revenue multiple valuation for high-growth or early-stage companies
  • A side-by-side comparison to help you find a defensible range

FAQs

Everything you need to know about how this calculator works, what the results mean, and what is included. If you need a quote or help reviewing your numbers, feel free to contact our credit analysts.
Get in touch
What is Seller’s Discretionary Earnings?
Seller’s Discretionary Earnings is the total financial benefit available to a single owner-operator. It typically includes net profit plus owner pay and common add-backs.
What add-backs should I include?
Common add-backs include owner salary, certain owner benefits, non-recurring expenses, and interest. Add-backs should be supportable with records.
What is the difference between enterprise value and equity value?
Enterprise value is the value of the operations. Equity value is what owners receive after subtracting debt and adding cash.
Which valuation method is most accurate?
No single method is always best. The most appropriate method depends on business size, owner involvement, growth profile, and the quality of financial statements.
What is a typical valuation multiple?
Multiples vary by industry, risk, concentration, and growth. Smaller owner-operated businesses often trade at lower multiples than scalable businesses with a management team.
Should I use annual or monthly numbers?
Use annual numbers for valuation multiples. If you only have monthly results, annualize them carefully and confirm seasonality.

Disclaimer:
This Truck & Heavy Equipment Financing Calculator is provided for informational purposes only. It offers estimates based on the information provided and current average rates, which may vary depending on individual creditworthiness, lender policies, market conditions, and other factors. This calculator does not constitute a loan offer, lease offer, or approval from Mehmi Financial Group or its affiliates. Please contact Mehmi Financial Group directly to confirm current rates, terms, and actual financing availability. Mehmi Financial Group accepts no liability for decisions made using this calculator.

Let Us Help Your Business Achieve Global Success

Get Free Quote
Right Arrow
Contact Us
Right Arrow