Fontaine Trailer financing helps Canadian carriers, construction fleets, heavy-haul operators, steel haulers, equipment movers, and flatbed carriers acquire flatbeds, drop decks, lowboys, extendables, and heavy-haul trailers without tying up working capital. Mehmi Financial Group finances new and used Fontaine trailers through trailer financing in Canada and truck and trailer financing, helping operators preserve cash for fuel, insurance, tires, repairs, permits, and load securement equipment.
Fontaine trailers are used across Canada for construction equipment transport, steel hauling, machinery movement, agricultural loads, oilfield work, oversized freight, and regional flatbed operations. Fontaine’s own trailer lineup includes flatbeds, drop decks, heavy-haul and lowbed trailers, and its heavy-haul division describes lowboy trailers built for construction equipment and heavier specialized loads. A contractor may need a Fontaine lowboy to move excavators, while a carrier may need an Infinity or Velocity flatbed to handle steel, lumber, pipe, or machinery.
Leasing or financing a Fontaine trailer is often stronger than paying cash because the trailer has to keep cash moving, not trap it. A flatbed operator still needs liquidity for chains, straps, tires, brakes, insurance, fuel, payroll, and repairs. A clean established carrier with strong bank statements, homeownership, 700-plus credit, and five-plus years in business may qualify with limited money down. A newer or challenged-credit operator may still be financeable with 10 to 25 percent down, a signed work contract, and a clear explanation of how the Fontaine trailer will generate revenue.
Tax structure also matters. With a lease, the lender generally pays the goods and services tax or harmonized sales tax at purchase and passes applicable tax through each lease payment, which may allow registered businesses to claim input tax credits. With a purchase loan, the business typically looks at ownership and capital cost allowance deductions. Mehmi can help structure the application so the term, down payment, and collateral story match the trailer’s age, condition, and earning life.
Mehmi Financial Group can consider Fontaine flatbeds, drop decks, step decks, lowboys, lowbeds, heavy-haul trailers, extendable trailers, and used Fontaine equipment trailers where the asset has a clear commercial purpose and resale market. Fontaine lists specific configurations such as the Velocity Steel Drop Deck 53-foot wide spread air trailer, with a listed 53 foot by 102 inch setup and 80,000 pound distributed frame rating, while dealer listings show Fontaine Infinity 53-foot combination drop deck units with aluminum and steel construction.
Used Fontaine trailers can be financed when model year, condition, frame integrity, deck condition, axle setup, suspension, brakes, tires, ramps, neck structure, and serial number support the requested term. A late-model Fontaine drop deck from a dealer with clean photos, full specifications, and strong service support is easier to approve than an older private-sale trailer with frame concerns, missing serial number support, weak brakes, or unclear ownership. For heavy-haul and lowboy units, lenders pay extra attention to structural condition because the trailer’s value depends on safe load-carrying capacity.
Standard terms are usually 24 to 84 months, but older trailers and weaker credit usually attract shorter terms. Trailers do not use truck kilometre limits, but age, condition, configuration, and resale demand still control approval. A strong approval example would be an established equipment hauler replacing a worn lowboy with a late-model Fontaine heavy-haul trailer and 5 to 10 percent down. A weaker example would be a startup buying an older private-sale extendable trailer with limited cash, no confirmed hauling work, and incomplete ownership documents.
A Fontaine Trailer financing file usually needs a signed credit application, three to six months of original PDF bank statements, vendor invoice or bill of sale, trailer year, serial number, photos, specifications, and a personal net worth statement for most owner-managed businesses. Financial statements are usually required over $250,000, and a credit write-up is recommended over $100,000 because the lender needs to understand the borrower, trailer use, freight type, down payment, repayment source, and collateral value.
Clean dealer files can often be reviewed within 24 to 48 hours. Mehmi’s own truck and trailer financing page positions truck and trailer financing as a way to buy or refinance business vehicles while keeping cash free for fuel, payroll, and operations. Private sales, older trailers, heavy-haul units, challenged credit, or files needing lien searches and seller verification can take three to five business days. Private sales require a bill of sale, lien search, proof of payment, seller ownership confirmation, and clear serial number documentation.
Approval comes down to character, capacity, capital, collateral, and conditions. Character means credit history, bureau quality, and whether bank statements show repeated non-sufficient funds. Capacity means the business can handle the payment after insurance, maintenance, tires, fuel, payroll, and slower freight periods. Capital means down payment, retained cash, and net worth. Collateral means trailer age, structural condition, deck quality, suspension, axle setup, load capacity, and resale demand. Conditions mean time in business, freight contracts, equipment hauling experience, and whether the Fontaine trailer is replacing an existing revenue asset or adding unproven capacity.
Yes, used Fontaine trailers can be financed in Canada when the model year, condition, seller documentation, serial number, and resale value support the request. Flatbeds, drop decks, lowboys, extendables, and heavy-haul trailers can all be considered when the asset is structurally sound and commercially useful. Older units usually need shorter terms, stronger down payment, and better photos or inspection support. For broader used-asset guidance, review used equipment financing in Canada.
Mehmi Financial Group can consider Fontaine flatbeds, drop decks, step decks, lowboys, lowbeds, extendables, heavy-haul trailers, and construction equipment trailers. Approval depends on trailer age, frame condition, deck condition, suspension, axle setup, seller type, down payment, and borrower strength. A replacement trailer for an established carrier is usually stronger than an expansion unit with no confirmed freight or equipment-hauling work. Ownership-focused buyers can also review equipment loans in Canada.
A clean dealer Fontaine Trailer file can often be reviewed within 24 to 48 hours when the credit application, bank statements, invoice, photos, serial number, and business details are complete. Private sales, older heavy-haul trailers, challenged credit, larger ticket sizes, or unclear ownership can take three to five business days. Funding may be delayed by missing serial numbers, lien issues, poor trailer photos, incomplete seller documents, or screenshots instead of original bank statement PDFs. Mehmi’s equipment financing approval time guide explains common bottlenecks.
Most Fontaine Trailer financing applications need a credit application, three to six months of original PDF bank statements, invoice or bill of sale, trailer specifications, serial number, photos, and a personal net worth statement. Financials are usually required over $250,000, and a credit write-up is recommended over $100,000. Private sales also need a lien search, proof of payment, seller ownership confirmation, and a clean bill of sale. For private-sale transactions, review financing used equipment from a private seller.
Leasing is often better when the business wants to preserve cash, match payments to hauling revenue, and keep bank credit available for operating needs. Buying may make sense when the Fontaine trailer is newer, the business plans to keep it long term, and ownership is more important than payment flexibility. The better structure depends on credit strength, down payment, trailer age, configuration, freight contracts, and tax planning. Transportation operators can also review transportation and trucking financing.
For leased Fontaine trailers, the lender generally pays the goods and services tax or harmonized sales tax at purchase and passes applicable tax through each lease payment. Registered businesses may be able to claim input tax credits on those payments, depending on their tax status and business use. Provincial sales tax may apply to financed or leased equipment in British Columbia, Saskatchewan, and Manitoba, while Quebec sales tax applies in Quebec. For lease-versus-loan planning, review equipment leasing in Canada.
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