Equipment Financing & Leasing in North America

John Deere S790 Combine Financing and Leasing

Quick Answer

John Deere S790 financing should identify the combine, header and installed technology separately. Mehmi Financial Group is an equipment finance and leasing brokerage that can review a purchase request. Provide engine and separator hours, service and inspection records, seller terms and the delivery date needed for your harvest plan.

Mehmi reviews requests from businesses in Canada and eligible U.S. markets, subject to lender and jurisdiction availability. Send your equipment quote or call 833-863-4644.

Define the S790 and header package

Record the model year, serial number, engine hours and separator hours from the actual machine. Identify the feeder and crop setup, running gear, grain-unloading arrangement and residue-handling equipment. Do not use a newer S7 or X9 brochure as a specification for an S790.

John Deere includes the S790 in its S700 replacement-parts guide. Use the correct model and serial-specific manuals and dealer advice when checking service needs. A current product brochure is not a substitute for the maintenance history of the machine being sold.

The header has its own condition and value

List each header by model, serial number, crop purpose and price. Ask the dealer to confirm feeder, drive, electrical and control compatibility, including any adapter or software work. If a header trailer is included, identify it separately and check its condition and transport suitability.

Match the package to your crops, acreage and harvest window, then consider grain cart, transport and storage capacity. The broader combine harvester financing guide explains the whole-system budget when comparing models.

Inspect wear and fitted technology

Request an inspection covering the feederhouse, threshing and separation components, cleaning system, elevators, augers, unloading equipment and residue system. Include the header's own wear parts in the estimate. Compare recorded hours with service invoices and ask about major repairs, machine modifications and replacement displays.

Document the installed display, guidance receiver, yield-monitoring and any automation functions. Ask which activations, subscriptions and data-transfer arrangements are included. An S790 listing should not be valued as having every feature offered on every S700 model year.

Arrange the transaction early enough for harvest

A dealer should state pre-delivery repairs, written coverage and handover timing. In a private sale, verify ownership of both the combine and header and disclose any existing finance. For an auction, establish the payment deadline, premium, removal arrangements and available inspection evidence before bidding.

Ask who will complete repairs and crop/header setup after transport, and what service support is available locally. Keep delivery, acceptance and financing milestones separate. Approval does not guarantee the machine's readiness or replace a condition inspection.

Budget wear work and operating cash

Illustrative S790 purchase: a hypothetical CAD $320,000 combine, CAD $60,000 header and CAD $20,000 of service, transport and setup total CAD $400,000 before tax and fees. A sample CAD $85,000 contribution leaves CAD $315,000 to discuss if the complete scope qualifies. These numbers are not S790 market values or mandatory financing terms.

Retain cash for harvest labour, fuel and unexpected repairs. Show when grain-sale or custom-harvest receipts will be collected and ask whether the lender offers a suitable schedule. Any seasonal or deferred-payment provision must be agreed in the contract.

Documents for the review

  • Combine and header quotes, full identities, both hour readings and seller details.
  • Inspection, maintenance and repair records, plus the included technology inventory.
  • Delivery/setup plan, crops and expected use, available contribution and requested financial information.

Compare total payable, fees and end obligations for an equipment loan or equipment lease. Send your S790 and header quotes or call 833-863-4644. Mehmi is an independent brokerage; financing depends on the lender, business, assets, seller, documents and jurisdiction.

John Deere S790 Combine equipment financing market context

Quick answer: John Deere S790 Combine financing is generally reviewed using the purchase price, year, hours and condition, seller, expected useful life, seasonal cash flow, credit profile and requested term. New and used farm equipment may be considered, but final structure depends on the asset, transaction, lender and jurisdiction.

In ELFA’s 2025 Survey of Equipment Finance Activity, agricultural equipment represented 17.9% of 2024 annual new business volume by equipment type among respondents, the largest individual equipment category reported in the detailed table. See the ELFA Survey of Equipment Finance Activity for the underlying U.S. industry data.

ELFA’s July 2026 CapEx Finance Index reported $14.3 billion in seasonally adjusted new business volume among surveyed member companies, with year-to-date volume 16.8% above the same period in 2025. In Canada, Statistics Canada reported 2026 machinery and equipment capital-spending intentions of about C$127.2 billion. Review the July 2026 CapEx Finance Index and Statistics Canada’s 2026 capital expenditure release.

What can affect a John Deere S790 Combine financing decision?

  • Asset details: exact model, serial number, year, hours, condition, attachments, service history and expected useful life.
  • Transaction quality: dealer or seller verification, itemized invoice, trade-in or deposit, delivery timing and equipment location.
  • Business profile: farm or contracting history, revenue and cash flow, existing obligations, credit profile, seasonality and the equipment’s intended use.

For related research, compare John Deere 9770 STS Combine financing and John Deere 9870 STS Combine financing. You can also review how an equipment loan is structured before requesting a written proposal.

How does equipment financing work?

Mehmi Financial Group is an equipment finance and leasing brokerage. Depending on the transaction, options may be available through banks, credit unions, equipment finance companies or private and alternative lenders. Products, assets and geographic coverage vary by provider. Financing is subject to credit approval, documentation, equipment eligibility, lender requirements, jurisdiction and final underwriting.

Choose your equipment

Send the seller's quote, price, year, make, model, and serial number when available. For used equipment, include condition, usage, and maintenance details. Confirm financing before making a non-refundable commitment.

Review your options

Share your business history, recent financial information, and equipment plans. Compare the upfront contribution, payment, term, and end-of-term obligation. Availability depends on the asset, business profile, and location.

Complete funding conditions

After approval, complete the agreement, final invoice, insurance, and required payment documents. Any ownership, inspection, and delivery conditions must be cleared before funds are released. Approval is not the same as funding.

John Deere S790 Combine Financing Questions

Can I finance an S790 without buying a header?

Yes, submit the combine-only quote and identify the header you plan to retain. Have the dealer confirm compatibility and quote any changes. The financed scope should clearly exclude equipment you already own.

Should I use engine hours or separator hours in the application?

Supply both readings where available, along with maintenance and inspection records. Explain replaced meters or uncertain history. Wear across the harvesting components and engine cannot be described accurately by a single number.

Are all S790 automation features standard?

Do not assume that. Identify the model year, installed hardware and enabled functions with the seller or dealer. Confirm activation, subscription and transfer terms rather than applying a current S700 or newer-combine feature list.

Can pre-harvest wear-part replacement be considered?

Submit an itemized repair estimate and clarify who will complete and verify the work. The lender determines eligible costs and funding conditions. Keep operating cash for work outside the accepted package.

Can I buy an S790 at auction before approval is complete?

An unconditional bid may commit you before financing is available. Provide the lot, seller, condition evidence, sale terms and deadlines for review in advance. A finance enquiry should not be treated as approved funds.

Ready to Finance Your John Deere S790 Combine?

Send your equipment quote for a file review. Financing is subject to credit approval, equipment eligibility, location, and current market conditions.