Equipment Financing & Leasing in North America
Morita Financing and Leasing
Explore Morita financing and leasing for dental practices choosing imaging equipment. Plan the equipment package, installation budget and ownership approach before committing. Mehmi Financial Group reviews new and used equipment requests in Canada and eligible U.S. markets, subject to the asset, seller, business, location and lender requirements.
Define your Morita equipment request
Identify the exact imaging modality, model, workstation, software and accessories. A dental-imaging brand or family name does not establish which acquisition functions and licenses are included.
Check suitability, condition and installation
Have the supplier assess room layout, site requirements and practice-software integration. Confirm the intended workflow with qualified clinical staff rather than choosing a system from a finance payment alone.
For a used unit, request serial and device identifiers, service records, software-transfer rights and supplier-supported relocation or recommissioning. Include any inspection findings in the purchase file.
Budget for the complete acquisition
Allow for room preparation, installation, training, software/support charges and downtime while the system is accepted. Separate ongoing subscriptions from purchased hardware.
For Canadian purchases, check the exact device identifier in Health Canada’s licence listing when the device class requires a licence. The listing covers Classes II–IV, not every medical or wellness product. See Health Canada device licence lookup.
Compare the financing structure
A purchase loan and an equipment lease create different ownership and end-of-term obligations. Compare cash required upfront, all payments and fees, any final amount, early-exit terms and responsibility for maintenance. A lease does not automatically include a free upgrade or ownership transfer.
Use the equipment financing calculator for payment illustrations, then request a written proposal. Match the commitment to the period the equipment should remain useful and supported.
Related equipment financing pages: Carestream Dental, Carestream Dental Imaging. Compare the actual configurations with your supplier.
Request a review of your quotation
Discuss your equipment quote with Mehmi. Send the seller’s itemized price, asset details, business and equipment locations, and delivery or installation timetable. Include used-equipment condition records and disclose any existing finance to be paid out. Mehmi will identify the information needed for the lender’s review.
Prepared by Mehmi Financial Group for commercial equipment buyers. Supplier assessments and actual financing agreements determine the details of each transaction.
Morita equipment financing market context
Quick answer: Morita financing is generally reviewed using the purchase price, exact configuration, age and condition, seller, installation requirements, expected useful life, business cash flow, credit profile and requested term. New and used medical or dental equipment may be considered, but final structure depends on the asset, transaction, lender and jurisdiction.
In ELFA’s 2025 Survey of Equipment Finance Activity, medical imaging, diagnostic, surgical and electromedical devices represented 3.5% of 2024 annual new business volume by equipment type among respondents. See the ELFA Survey of Equipment Finance Activity for the underlying U.S. industry data.
ELFA’s July 2026 CapEx Finance Index reported $14.3 billion in seasonally adjusted new business volume among surveyed member companies, with year-to-date volume 16.8% above the same period in 2025. In Canada, Statistics Canada reported 2026 machinery and equipment capital-spending intentions of about C$127.2 billion. Review the July 2026 CapEx Finance Index and Statistics Canada’s 2026 capital expenditure release.
What can affect a Morita financing decision?
- Asset details: exact model, serial number, configuration, age, condition, service history, software or licence requirements and expected useful life.
- Transaction quality: supplier verification, itemized invoice, deposit, delivery, installation, calibration, training and equipment location.
- Business profile: practice or clinic history, revenue and cash flow, existing obligations, credit profile and how the equipment supports patient or laboratory workflows.
For related research, compare Morita Veraview X800 CBCT financing and 3D Dental Printer financing. You can also review how an equipment loan is structured before requesting a written proposal.
How does equipment financing work?
Choose your equipment
Review your options
Complete funding conditions
Questions about Morita financing
Can a used dental imaging system be reviewed?
A request may be reviewed when the seller, condition, value and support arrangements are documented. The actual device and business must meet the selected lender’s criteria.
Should imaging software be listed separately?
Yes. Identify each license, transfer condition and recurring charge. A hardware purchase does not automatically include every imaging module or the right to transfer software.
How should installation timing affect the financing request?
Share the site-ready date, supplier milestones and acceptance process with Mehmi. Confirm which costs are approved and when payments start, while keeping cash for room work, training and the period before the system enters service.
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